Predicting Car Loan Default

Project information

According to the Financial Times, car loans defaults are at a 15-year high [1]. Therefore, the primary objective of this project is to assess the loan repayment abilities of clients and understand which factors contribute most significantly to default loan.

The main business question is: How can the NBFC predict car loan defaults more accurately to maximize their Expected Gross Profit?

Sub-questions include:

What borrower characteristics are most indicative of a high risk of default? How should we move ahead with the predictions of our model

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December 27, 2024

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